Private Health Cover
Private Health Plus

We have two comprehensive plans that give your clients the range of benefits they'd expect. Taking care of the big costs of cancer treatment, hospitalisation, surgery and recovery.

Private Health Cover and Private Health Plus enable your clients to take control of their health. Health conditions can be treated promptly, at a convenient time and location, and with their choice of timely private treatment and choice of medical provider. Whether your clients need diagnostic scans, surgery or ongoing help with recovery, you can be sure that their health is our priority. Plus we are the only Health Insurance provider in NZ that rewards everyday health choices with Healthy by Sovereign.

Key reasons to recommend

  • Cancer care at every stage, including diagnostic imaging and tests, non-Pharmac approved MedSafe indicated chemotherapy drugs, prostate brachytherapy and breast reconstruction.
  • Credit on next year's premium if public system is chosen for treatment that Sovereign would otherwise have covered (minimum two-night stay required).
  • Private Health Plus provides all the benefits of Private Health Cover plus up to $10,000 per year for consultations and up to $100,000 per year for diagnostic imaging and tests.
  • With Private Health Plus, clients enjoy extra loyalty benefits such as $750 per year contribution to pregnancy, maternity or infertility care after three years, and $500 for health screening after three years.
  • The Optional Waiver of Premium Benefit removes the burden of paying premiums if a life assured under the Waiver of Premium Benefit becomes totally disabled and unable to work. This Optional Benefit waives the premiums on a Private Health policy for up to two adults and all children aged under 21. Premiums are waived until the life assured holding the Optional Benefit turns 65. Please refer to the separate Waiver of Premium policy document for full details.

We are constantly evolving our products to ensure your clients are taken care of and our products remain relevant and competitive. Have a look at our enhancements page to see the latest updates.

The information on this page is provided as a sales support tool to be used in conjunction with the appropriate policy wording.